⚡ Key Highlight: Indian households can now get up to ₹78,000 subsidy for installing rooftop solar systems under PM Surya Ghar Yojana 2026. This guide covers everything from eligibility to final subsidy disbursement.
As electricity tariffs continue to rise across India, the Government of India has launched the ambitious PM Surya Ghar: Muft Bijli Yojana to make solar energy accessible to every household. With a record allocation of ₹75,000 crore, this scheme aims to solarize 1 crore households by 2027. Impactco Solar, as an empaneled EPC partner, has already helped 2,600+ families across West Bengal, Bihar, and Jharkhand to avail this subsidy and generate free electricity for 25+ years.
Table of Contents
- What is PM Surya Ghar Yojana?
- Eligibility Criteria 2026
- Subsidy Amount (State-wise & Capacity-wise)
- Step-by-Step Application Process
- Documents Required
- ROI & Payback Period
- Why Choose Impactco Solar?
- Frequently Asked Questions (FAQs)
1. What is PM Surya Ghar: Muft Bijli Yojana?
Launched by Prime Minister Narendra Modi in February 2024, the PM Surya Ghar Yojana is India's largest residential solar rooftop scheme. The central government provides a Direct Benefit Transfer (DBT) subsidy of up to 40% for systems up to 3kW and 20% for systems between 3kW to 10kW.
2026 Update: The scheme has been extended till March 2027 with enhanced subsidy limits. Over 65 lakh households have already registered, and 12 lakh+ installations have been completed nationwide.
Key Targets:
- 1 Crore households target by 2027
- ₹75,000 crore total government outlay
- 300 units free electricity per month
2. PM Surya Ghar Yojana 2026: Eligibility Criteria
Who Can Apply?
✓ Indian Citizen (age 18+ years)
✓ Home ownership with valid documents (sale deed, allotment letter, tax receipt)
✓ Active domestic electricity connection with state DISCOM
✓ Should not have availed any other solar subsidy earlier
✓ Sufficient shadow-free rooftop area for panel installation
Eligible Properties:
✓ Individual houses (standalone)
✓ Flats/Apartments with individual rooftop access
✓ Group housing societies (common area solarization)
✓ Government/PSU residential quarters
✓ Rural and urban areas (pan-India)
Note: If you live in a rented house, the landlord must apply for the subsidy. However, you can mutually agree on the investment and benefits sharing.
3. PM Surya Ghar Yojana Subsidy Amount 2026
System CapacitySubsidy AmountYour Cost After Subsidy (Approx.)1 kW₹14,588/-~₹35,0002 kW₹29,176/-~₹65,0003 kW₹43,764/-~₹95,0004 kW₹48,626/-~₹1,25,0005 kW₹53,488/-~₹1,55,00010 kW₹78,000/-~₹3,50,000
Subsidy credited within 30 days of installation and commissioning.
Additional State Subsidies:
West Bengal, Bihar, Jharkhand, Uttar Pradesh, Maharashtra offer extra ₹10,000 to ₹20,000 on select capacities. Contact Impactco Solar for state-specific benefits.
4. How to Apply for PM Surya Ghar Yojana 2026? (Step-by-Step)
Step 1: Visit Official Portal
Go to pmsuryaghar.gov.in and click on 'Apply for Rooftop Solar'.
Step 2: Register with Consumer Number
Enter your electricity consumer number and registered mobile number. OTP will be sent for verification.
Step 3: Apply for Feasibility
Submit application for net meter feasibility. Your local DISCOM will approve within 7-15 days.
Step 4: Choose Empaneled Vendor
Select Impactco Solar or any other MNRE-empaneled EPC partner from your state list.
Step 5: Installation & Net Metering
Impactco Solar completes installation within 7-10 working days. DISCOM installs net meter after inspection.
Step 6: Subsidy Credited
Subsidy directly credited to your bank account within 30 days of plant commissioning.
⚡ Impactco Solar provides END-TO-END assistance – from registration to subsidy credit. Free site visit & consultation available.
5. Documents Required for PM Surya Ghar Yojana 2026
✓ Aadhaar Card (Applicant)
✓ PAN Card (Applicant)
✓ Latest Electricity Bill (in applicant's name)
✓ Property Ownership Proof (sale deed, allotment letter, tax receipt)
✓ Bank Passbook / Cancelled Cheque (for subsidy credit)
✓ Mobile Number linked to Aadhaar
✓ Passport Size Photograph (2 copies)
6. Return on Investment (ROI) & Payback Period
3kW System (Typical Indian Home):
- System Cost after Subsidy: ~₹95,000
- Monthly Electricity Generation: 350-400 units
- Monthly Savings: ₹3,000 - ₹3,500
- Payback Period: 3 to 4 years
- System Lifespan: 25+ years
- Total Savings in 25 Years: ₹10 lakh+
5kW System (Large Home/Small Business):
- System Cost after Subsidy: ~₹1,55,000
- Monthly Generation: 600-650 units
- Monthly Savings: ₹5,000 - ₹5,500
- Payback Period: 2.5 to 3 years
- Total Savings in 25 Years: ₹16 lakh+
Key Benefits:
- Zero electricity bills for 25+ years
- 5-year comprehensive warranty
- 25-year performance warranty on solar panels
- Net metering allows selling excess power to DISCOM
- Increases property value by 4-5%
7. Why Choose Impactco Solar for PM Surya Ghar Yojana?
✅ 2,600+ Happy Homes – Successfully solarized families across West Bengal, Bihar & Jharkhand
✅ MNRE Empaneled EPC Partner – Authorized vendor for subsidy scheme
✅ End-to-End Assistance – From registration to subsidy credit, we handle everything
✅ Quality Components – Tier-1 solar panels, grid-compliant inverters
✅ 5-Year Free O&M – Comprehensive maintenance included
✅ 450+ Schools Solarized – Trusted by WBREDA and government institutions
✅ Local Presence – Office in Kolkata, serving Eastern India
✅ 100% Transparency – No hidden costs, clear subsidy calculation
Customer Speaks:
"I installed a 3kW solar system through Impactco. The team handled everything – from portal registration to DISCOM inspection. I received ₹43,764 subsidy in my account within 25 days. Now my electricity bill is ZERO." – Mr. Amit Roy, Kolkata
8. Frequently Asked Questions (FAQs)
Q1. Can I apply for PM Surya Ghar Yojana without a vendor?
No, you must select an MNRE-empaneled vendor from the portal. Impactco Solar is an authorized partner.
Q2. How long does it take to get the subsidy?
Subsidy is credited within 30 days of plant commissioning and net meter installation.
Q3. Is there any subsidy for 10kW system?
Yes, maximum subsidy is ₹78,000 for systems up to 10kW. Above 10kW, no central subsidy is available.
Q4. Can I install solar in my rented house?
Yes, but the landlord must apply. You can mutually agree on investment sharing and electricity benefits.
Q5. What is net metering?
Net metering allows you to export excess solar power to the grid and get adjusted against your future consumption.
Q6. Is battery mandatory?
No, battery is optional. On-grid systems work without battery and are eligible for subsidy.
Q7. What is the minimum roof area required?
1kW requires approximately 100 sq.ft of shadow-free area. For 3kW, you need 300 sq.ft.
Q8. Which states have additional subsidy?
West Bengal, Bihar, Jharkhand, Uttar Pradesh, Maharashtra, Gujarat, Tamil Nadu, and Rajasthan offer additional state subsidies.
Q9. Can I upgrade my system later?
Yes, you can add more panels later. However, additional subsidy may not be available.
Q10. What happens during power cut?
On-grid systems shut down during power cut for safety. If you want backup, choose hybrid system with battery.
Ready to Go Solar? Get Free Consultation
Still have questions? Confused about which system size is right for you?
Impactco Solar is offering FREE site visit and feasibility report for all PM Surya Ghar Yojana applicants.
???? Call us: +91-98747-74440
???? Email: info@impactcosolar.com
???? Visit: 98B, Dr. Suresh Chandra Banerjee Road, Beleghata, Kolkata - 700010
Limited slots available for February 2026. Book your free consultation today!
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- Solar Panel Subsidy in West Bengal 2026 – Complete Guide
- Net Metering Policy in India: Everything You Need to Know
- Top 5 Myths About Rooftop Solar Busted
- How to Read Your Solar Electricity Bill
Author Bio:
Impactco Solar Team consists of renewable energy professionals with 20+ years of combined experience. We have successfully executed 350MWp+ solar projects across India.